There’s something about an old money outfit that just hits differently. It’s effortless, understated, and always put together without screaming for attention. You know that quiet luxury everyone’s been obsessed with lately? Yeah, that’s old money style. It’s not about logos or chasing trends—it’s about timeless pieces that whisper wealth rather than shout it.
Let’s talk about how to nail this aesthetic without needing a trust fund. Because, honestly, old money style is less about the money and more about the mindset.
What Makes an Old Money Outfit?
If you’ve ever scrolled past a picture of Carolyn Bessette-Kennedy or caught a glimpse of Kate Middleton’s off-duty looks, you already get the vibe. The old-money outfit formula is simple: impeccable tailoring, neutral colors, and high-quality fabrics. It’s the art of looking polished without looking like you tried too hard.
And let’s be real, there’s a reason this style never goes out of fashion. Trends come and go, but a crisp white button-down, perfectly cut trousers, and a cashmere sweater? That’s forever.
The Key Pieces You Need
1. Tailored Blazers
A structured blazer can make even a simple outfit look expensive. Stick to classic colors like navy, camel, or black, and avoid anything too flashy. Old money fashion is all about quiet confidence—no need for gold buttons the size of your palm.
2. Crisp Button-Down Shirts
There’s nothing more old money than a well-fitted button-down. It’s the kind of piece that works with everything, whether tucked into high-waisted jeans or layered under a cashmere sweater. Go for quality cotton or linen, and make sure it’s ironed. Wrinkles? Not part of the lifestyle.
3. Cashmere Everything
If there’s one thing that instantly elevates an old money outfit, it’s cashmere. A soft, well-made sweater or scarf adds a level of luxury that’s subtle yet unmistakable. And no, it doesn’t have to break the bank—you can find great options at Uniqlo or even secondhand.
4. Well-Tailored Trousers
Skip the overly tight pants and go for a relaxed but polished fit. High-waisted, straight-leg trousers in neutral colors will never let you down. Pair them with loafers or sleek ballet flats, and you’re basically set for life.
5. Classic Loafers or Ballet Flats
An old money outfit isn’t complete without the right shoes. Penny loafers, sleek ballet flats, or a low-heeled pump give off that effortless, polished feel. And if you want to be really on brand, a pair of well-worn Gucci horse-bit loafers never hurts.
6. Minimalist Jewelry
Old money fashion isn’t about piling on jewelry—it’s about picking a few understated pieces. A simple gold chain, pearl earrings, or a Cartier-style watch (real or vintage) will do the trick. No chunky statement necklaces here.
The “I Didn’t Try” Factor
The key to nailing an old money outfit is looking like you got dressed in five minutes—but somehow still managed to look impeccable. This means steering clear of anything too trendy or flashy. No massive logos, no wild prints, and definitely no over-the-top accessories.
And can we talk about hair? Because the old-money aesthetic is just as much about grooming as it is about clothing. Soft, natural waves, a sleek low ponytail, or a simple chignon all work beautifully. Nothing too fussy—just clean, polished, and effortless.
Where to Shop for the Look
If you’re not inheriting a closet full of Ralph Lauren blazers and Chanel ballet flats, don’t worry. You can still pull off an old money outfit on a budget. Brands like J.Crew, Everlane, and Reformation have plenty of timeless pieces that fit the aesthetic without the hefty price tag. And if you’re up for the hunt, thrift stores, and vintage shops can be goldmines for high-quality classics.
Final Thoughts
At the end of the day, an old money outfit isn’t just about clothes—it’s about attitude. It’s confidence, it’s restraint, and it’s knowing that less is more. So next time you’re getting dressed, channel that effortless elegance, throw on a crisp white shirt, and step into your loafers like you’ve got a trust fund waiting for you. Even if your bank account says otherwise.